Ever stop to question why you are working so hard? Is it to live for today? Or to save for tomorrow? Maybe it is to leave a financial legacy for your children? For most of us, it is probably some sort of combination of all of these things. We all work to put food on the table and a roof over our heads. Most of us work to save for future expenses and retirement. And those of us with children…
The desire to live a meaningful life is a quality of our inherent human nature. You have probably heard the expression “Live Your Best Life.” It is usually a slogan associated with ads or pictures of happy people living extraordinary lives. This association may make you think that this is something unattainable. But in reality, finding your happy existence is your own personal journey. Everyone has their own idea of what a meaningful, happy life is for them. The beauty…
It is the middle of May and summer is just around the corner. But for most of us here in the U.S. we have had “stay at home” orders forcing us to be home all day, every day, with our immediate family. Those of us with little ones at home probably wish there was an actual parenting guide out there to tell us exactly what to do in this situation. Like most other parents, we are just trying to get by. …
Our journey to Financial Independence was fueled by inspirational stories that we read about on Personal Finance Blogs. We don’t know anyone personally who shares the same financial goals as us. So our mentors became those who have already succeeded and have reached FIRE. In the beginning, the inspirational personal finance blogs that we read and podcasts that we listened to made us feel really excited about our future. They made us realize that we could have a whole different…
The word frugal sometimes has a negative connotation. It can even sometimes be confused with the word “cheap.” Being cheap implies buying something solely based on price, forgoing any thought about quality. In contrast, frugal living is a way of being resourceful and adding value to your life. When you choose a frugal lifestyle you become more intentional with your spending. You figure out what matters most to you and spend your money on those things. But at the same…
Eco-Friendly Swaps Are Simple and Cost Effective Whether you want to save the environment or just save some money, making eco-friendly swaps for household items couldn’t be easier. There are so many simple ways that you can help to reduce waste and live more sustainably. While doing your part to save the planet you will also be saving yourself some money in the long run. Purchasing eco-friendly items for your home may appear to be more costly, but these items…
FIRE: An Acronym for Financial Independence Retire Early. FIRE is a financial movement that incorporates different strategies of saving and investing money. The end goal is to be able to retire much earlier than the traditional retirement age. Those who are successful are able to live solely off of small withdrawals from their portfolio. The end result of “retiring early” can have a different meaning to different people. Most people who hear the word retire think it means that…
Who doesn’t like to save money when shopping? Nowadays you should never pay full price for an item. Whether you use a promo code that you find online or a coupon to save, it all equals out to more money in your pocket. I have to admit that I find it a bit thrilling to see how much I can save by just taking an extra step or two when purchasing an item online. It’s almost as good as finding…
A great way to expand your knowledge or just to pass the time is to listen to financial podcasts. These digital audio files provide a wealth of information. And you can find podcasts on pretty much any topic that you are looking for. It is to no surprise that Personal Finance Leaders have joined in to provide an invaluable source of information and knowledge. Navigating your own personal finances can sometimes be complicated and hiring a financial planner is not…
We have spent more than half of the time in our professional careers as Travel Therapists. During this time we were able to take 13+ week contracts all over the U.S. We loved that we could be in a new location every few months. It allowed us to meet new people and experience new places in ways that we would not have been able to do with a standard job. In between contracts we were able to travel and explore…