101 Inspirational Personal Finance Quotes And Sayings To Build Wealth

101 Inspirational Personal Finance Quotes And Sayings To Build Wealth

The path to reaching your financial goals can sometimes be a bit bumpy.  You may come to a crossroad or get a few curve balls thrown your way. But the only way to get through to the other side is to just keep on going.  

One way to get you through these difficult times is to remember the reason why you chose to be on this path.  Maybe the reason you are working towards financial freedom is to be able to spend more time with family, to travel more, or to finally quit the rat race and just live life.  

Keeping the “why” in the forefront of your mind is crucial to meeting your end goal.  

Another brilliant way to make sure you stay on track is to have a mantra, a saying, or a favorite money quote planted somewhere visible. You can use this as a daily reminder of the “why.”  

Sometimes just reading a motivational quote is all that you need to encourage you to take action, inspire you to be a better person, and to give you a feeling of purpose.  

Below you will find a list of the best personal finance quotes to inspire you to keep going, to enhance your money mindset, and to provoke you to achieve greatness in your life.  

I am hoping that these finance quotes and sayings will give you that spark that you need to just keep going.  

Some of the links below are affiliate links.  As an Amazon Associate we will earn a commission from qualifying purchases if you decide to make a purchase through our link, at no additional cost to you.

Financial Wisdom Quotes:

“Money is usually attracted, not pursued.” –Jim Rohn

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki

“Money grows on the tree of persistence.” – Japanese Proverb

“Every financial decision should be driven by what you value.”  – David Bach, Author of “The Automatic Millionaire.”

Jim Rohn Education Quote

“Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn

“Riches do not respond to wishes. They respond only to definite plans, backed by definite desires, through constant persistence.” – Napoleon Hill, Author of “Think and Grow Rich.”

“My favorite things in life don’t cost any money. It’s really clear that the most precious resource we all have is time.” –Steve Jobs

“ Empty pockets never held anyone back. Only empty heads and empty hearts can do that.” – Norman Vincent Peale, Author of “The Power of Positive Thinking.”

Tree in a field with a Motivational Finance Quote

“Wealth, like a tree, grows from a seed. The sooner you plant that seed the sooner shall the tree grow.” – George S. Clason, Author of “The Richest Man in Babylon.”

“Financial freedom is available to those who learn about it and work for it.” – Robert T. Kiyosaki, Author of “Rich Dad, Poor Dad.”

“The secret to wealth is simple: Find a way to do more for others than anyone else does. Become more valuable. Do more. Give more. Be more. Serve more.” –  Tony Robbins, Author of “Unshakable: Your Financial Freedom Playbook.”

Quotes On Minimalism And Frugality: 

“Wealth consists not in having great possessions, but in having few wants.” –Epictetus

“Whatever your income, always live below your means.” – Thomas J. Stanley, Author of “The Millionaire Next Door.”

“Clutter is not just the stuff on your floor – it’s anything that stands between you and the life you want to be living.” – Peter Walsh, Author of “Let It Go: Downsizing Your Way to a Richer, Happier Life.”

“Too many people spend money they haven’t earned to buy things they don’t want to impress people they don’t like.” –Will Rogers

Sailboat on the water with a Ramit Sethi Quote

“Spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.” –  Ramit Sethi, Autho of  “I Will Teach You To Be Rich.”

“Minimalism isn’t about removing things you love. It’s about removing the things that distract you from the things you love.” – Joshua Becker, Author of “The More of Less: Finding the Life You Want Under Everything You Own.”

“It is not the man who has too little, but the man who craves more, that is poor.” –Seneca

“Beware of little expenses; a small leak will sink a great ship” – Benjamin Franklin

Elenaor Brownn Quote

“Clutter is not just physical stuff. It’s bad habits, toxic relationships, and old ideas. It is anything that does not help you become the best version of yourself” – Eleanor Brownn

“Wealth, after all, is a relative thing since he that has little and wants less is richer than he that has much and wants more.” –Charles Caleb Colton

Finance Quotes By Warren Buffett

“Risk comes from not knowing what you’re doing.”

“In the business world, the rearview mirror is always clearer than the windshield.”

“Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble.”

“If you get to my age in life and nobody thinks well of you, I don’t care how big your bank account is, your life is a disaster.”

“I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful.”

“The stock market is designed to transfer money from the active to the patient.”

“Never depend on a single income. Make an investment to create a second source.” 

“Whether socks or stocks, I like buying quality merchandise when it is marked down.”

“The more you learn, the more you earn.”

“Rule No. 1: Never lose money. Rule No. 2: Never forget Rule No. 1.”

Warren Buffett Personal Finance Quote

“If you don’t find a way to make money while you sleep, you will work until you die.”

“Of the billionaires I have known, money just brings out the basic traits in them. If they were jerks before they had money, they are simply jerks with a billion dollars.”

“I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for ten years.”

Quotes To Promote Success

“If you are not willing to risk the usual you will have to settle for the ordinary.” – Jim Rohn, Author of “Twelve Pillars.”

“Successful and unsuccessful people do not vary greatly in their abilities. They vary in their desires to reach their potential.” – John Maxwell

“Persist – don’t take no for an answer. If you’re happy to sit at your desk and not take any risk, you’ll be sitting at your desk for the next 20 years.” -David Rubenstein

“A person who never made a mistake never tried anything new.” – Albert Einstein

“The question isn’t who is going to let me; it’s who is going to stop me.” – Ayn Rand

“Success is the sum of small efforts repeated day in and day out.” – Robert Collie

“Without continual growth and progress, such words as improvement, achievement, and success have no meaning.” – Benjamin Franklin

“The number one reason most people don’t get what they want is that they don’t know what they want. Rich people are totally clear that they want wealth.” –  T. Harv Eker, Author of “Secrets of the Millionaire Mind.”

Woman on a cliff with a Motivational Quote

“Do one thing every day that scares you.”  – Anonymous

“All our dreams can come true if we have the courage to pursue them.” – Walt Disney

“Your focus determines your reality.” – George Lucas

“We become what we think about most of the time, and that’s the strangest secret.” – Earl Nightingale

“There are two types of people who will tell you that you cannot make a difference in this world: those who are afraid to try and those who are afraid you will succeed.” – Ray Goforth

“You’re not obligated to win. You’re obligated to keep trying to do the best you can every day.” –  Marian Wright Edelman

“A successful man is one who can lay a firm foundation with the bricks others have thrown at him.” – David Brinkley

“It is time for us to stand and cheer for the doer, the achiever, the one who recognizes the challenge and does something about it.” – Vince Lombardi

Woman Running with Quote about Motivation and Habit

“Motivation is what gets you started. Habit is what keeps you going.” – Jim Ryun

“The reason most people never reach their goals is that they don’t define them, or ever seriously consider them as believable or achievable. Winners can tell you where they are going, what they plan to do along the way, and who will be sharing the adventure with them.” – Denis Waitley

“Great minds discuss ideas; average minds discuss events; small minds discuss people.” – Eleanor Roosevelt

“Here’s to the crazy ones. The misfits. The rebels. The troublemakers. The round pegs in the square holes. The ones who see things differently. They’re not fond of rules. And they have no respect for the status quo. You can quote them, disagree with them, glorify or vilify them. About the only thing you can’t do is ignore them. Because they change things. They push the human race forward. And while some may see them as the crazy ones, we see genius. Because the people who are crazy enough to think they can change the world, are the ones who do.” – Steve Jobs

Funny Finance Quotes:

“Money, if it does not bring you happiness, will at least help you be miserable in comfort.” – Helen Gurley Brown

 “A bank is a place that will lend you money if you can prove that you don’t need it.” – Bob Hope

“The way to stop financial joyriding is to arrest the chauffeur, not the automobile.” –Woodrow Wilson

Roger Babson Quote with Money in the background

“More people should learn to tell their dollars where to go instead of asking them where they went.” –Roger Babson

“The trick is to stop thinking of it as ‘your’ money.” – IRS auditor

“Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.” – Zig Ziglar

“The safest way to double your money is to fold it over and put it in your pocket.” – Kin Hubbard

“Every day I get up and look through the Forbes list of the richest people in America. If I’m not there, I go to work.” – Robert Orben

“People often say that motivation doesn’t last. Well, neither does bathing – that’s why we recommend it daily.”– Zig Ziglar

“If you think nobody cares if you’re alive, try missing a couple of car payments.” – Earl Wilson

“If you pay peanuts, you get monkeys.” – James Goldsmith

Investing Quotes: 

“When buying shares, ask yourself, would you buy the whole company?” – Rene Rivkin

“To get rich, you have to be making money while you’re asleep.”  –  David Bailey

Robert G. Allen Quote with Money in the background

“How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” – Robert G. Allen, Author of “Creating Wealth: Retire in Ten Years Using Allen’s Seven Principles.”

“Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” – Paul Samuelson

“Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing.” – J. Paul Getty

“Investing isn’t about beating others at their game. It’s about controlling yourself at your own game.” –  Benjamin Graham, Author of “The Intelligent Investor.”

Open Book with Benjamin Franklin Quote

“An investment in knowledge pays the best interest.” – Benjamin Franklin

Quotes About Money And Life: 

“You must gain control over your money or the lack of it will forever control you.” –Dave Ramsey

“Whenever you find yourself on the side of the majority, it is time to pause and reflect.” – Mark Twain

Paulo Coelho Quote on Striving to be a better person

“When we strive to become better than we are, everything around us becomes better too.” – Paulo Coelho, Author of “The Alchemist.”

“You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you.” – Maya Angelou

“Rich people focus on opportunities. Poor people focus on obstacles.” – T. Harv Eker

“Don’t let money run your life, let money help you run your life better.” – John Rampton

Quote from Jen Sincero

“Our thoughts become our words, our words become our beliefs, our beliefs become our actions, our actions become our habits, and our habits become our realities.” – Jen Sincero, author of “You Are a Badass: How to Stop Doubting Your Greatness and Start Living an Awesome Life

“There is no monopoly on becoming a millionaire. If you’re jealous of those with more money, don’t just sit there and complain—do something to make more money yourself.” – Gina Rinehart

“Motivation is what gets you started. Habit is what keeps you going.” – Jim Ryun

“It takes as much energy to wish as it does to plan.” – Eleanor Roosevelt

“Time is more valuable than money. You can get more money, but you cannot get more time.” –Jim Rohn, Author of “The World is Yours: 26 Essays on Life and Success.”

“The real measure of your wealth is how much you’d be worth if you lost all your money.” – Anonymous

Road in the woods with a Brian Tracy money quote

“At least eighty percent of millionaires are self-made. That is, they started with nothing but ambition and energy, the same way most of us start.” –Brian Tracy

“Money is something we choose to trade our life energy for.” – Vicki Robin, Author of “Your Money or Your Life.”

“Rich people believe ‘I create my life.’ Poor people believe ‘Life happens to me.’” – T. Harv Eker

“Your decisions from today forward will affect not only your life, but also your entire legacy.” Dave Ramsey

“If you live for having it all, what you have is never enough.” – Vicki Robin

“Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.” – Johann Wolfgang von Goethe

“Just when the caterpillar thought the world was ending, he turned into a butterfly.”  – Proverb

“Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give.” – William A. Ward

Quotes To Boost Your Money Mindset And Help You Reach Financial Freedom

“Your economic security does not lie in your job; it lies in your own power to produce – to think, to learn, to create, to adapt. That’s true financial independence. It’s not having wealth; it’s having the power to produce wealth.” – Stephen Covey, Author of “The 7 Habits of Highly Effective People.”

“The goal isn’t more money. The goal is living life on your terms.”  – Chris Brogan

“The philosophy of the rich and the poor is this: the rich invest their money and spend what is left. The poor spend their money and invest what is left.” – Robert Kiyosaki

“Being rich is having money; being wealthy is having time.” – Margaret Bonnano

“Working because you want to, not because you have to is financial freedom.” – Tony Robbins

Free bird flying in the sky with Rob Berger Personal Finance Quote

“The best thing money can buy is financial freedom” – Rob Berger, from “The Dough Roller Money Podcast.”

“If you want to be financially-free, you need to become a different person than you are today and let go of whatever has held you back in the past.” – Robert Kiyosaki

“You must tell your money how you want to live your life, and not the other way round.” – Manoj Arorak, Author of “From the Rat Race to Financial Freedom.”

“Real wealth is not about money.  Real wealth is: not having to go to meetings, not having to spend time with jerks, not being locked into status games, not feeling like you have to say ‘yes,’ not worrying about others claiming your time and energy.  Real wealth is about freedom.” – James Clear, Author of “Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones

Final Thoughts

Everybody has their own unique manner in which they take on life goals. 

Despite these differences, it is always helpful to find that one thing that gives you the motivation and encouragement that you need to succeed.  

Identifying that  inspirational “something” is sometimes the lightbulb moment that you’ve been waiting for.  

Whether it be a memory, a conversation with a mentor, or a brilliant quote, find that something that works for you and hold on to it fiercely.   

Remember your “why” and just keep going.

Do you have a favorite money quote or inspirational saying? I’d love to hear it. Leave a comment below so that we can all continue to motivate each other.

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